FIRST-TIME HOMEBUYER

HOMEBUYING
WITHOUT INTIMIDATION.

Sure, you’re a rookie homebuyer. Count on us to bring expertise, experience, and a winning history to your team – all to boost your confidence. This is a truly exciting time for you and your family and shouldn’t be scary or confusing. We’ll walk with you every step along the way to answer questions, quell fears, and make your first-time homebuyer process as smooth as possible.

Your Guide From Start to Finish.

Starting with a financial snapshot, our mortgage team helps establish that you’re on solid footing. Then, we’ll take you through fast pre-qualification, guidance on choosing your dream home, and easy-to-understand steps toward closing.

Down Payment

We can help you plan and save for your down payment. We can also make sure you take full advantage of the down payment options available.
Pre-Loan Application

This quick step will tell you the loan amount you would qualify for and help you shop with confidence for the homes that fit your price range.
Home Shopping

We know the market and local realtors, and we’ll help you find the neighborhood that best fits your lifestyle and your budget.
The Process

Yes, there is paperwork to be done, but we will get you through it together! We'll help you navigate the sea of forms and documents to keep the process moving (and your face smiling).
Closing

This is the big day when your house starts to become your home. We'll make sure it's fast and easy, so you can get on to the next big step.
Move In

Nothing makes us happier than move-in day. We'll celebrate your day with Facebook photos, a housewarming gift, and a commitment to be with you long after the boxes are unpacked.
And Then ...

For many banks, the closing is the end of the relationship – and often, banks will sell your loan shortly after settlement. Not us. We're on your team for years to come. Whether you have questions, want to refinance, or are ready to move to your next house, we're here for you.

Home Team Advantage

We are privileged to be on your team through the homebuying process. Come into any branch or call 800.682.6895 to connect with one of our dedicated Home Team Advisors.

Let's talk.

Please give us a call at 1.855.275.7226 or fill out the form below, and we’ll be in touch soon to answer your questions and determine the right solutions for you.

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FIRST-TIME HOMEBUYER

Your Guide From Start to Finish.

Down Payment

Pre-Loan Application

Home Shopping

The Process

Closing

Move In

And Then ...

Home Team Advantage

Let's talk.

Online Banking

Exiting Southern Bank