For 125 years, Southern Bank has been part of the communities we serve — supporting families, small businesses, and local growth across North Carolina and Virginia.

A Milestone That Moves Us Forward — Together

Celebrate With Us

Southern Bank provides financial tools and trusted guidance to help businesses move forward with confidence.

Built Here. Backed Here. Growing Here.

Explore Business Banking Solutions

Southern Wealth Management provides personalized support, investment strategies, and long-term planning support designed to help you navigate every stage of life with clarity.

Your Goals Evolve. Our Guidance Endures.

Discover Wealth Management

Whether you’re planning a renovation, covering a major expense, or preparing for the unexpected, a Southern Bank HELOC gives you flexible access to funds backed by the value already in your home.

Put Your Equity to Work

Explore Our HELOC Special

Grounded in Tradition.
Ready for What’s Next.

For more than a century, Southern Bank has helped families and small businesses across North Carolina and Virginia build stronger financial futures. We combine local decision-making with modern banking tools to support the people and businesses that drive our communities forward.

At Southern, relationships come first. Our team works alongside customers to understand your goals, provide practical financial guidance, and deliver solutions designed to help you move forward with clarity.

Relationships That Drive Local Success

Strong relationships are at the heart of everything we do. Hear how local businesses and professionals partner with Southern to grow, adapt, and plan for the future.

A Switch That Paid Dividends

“It just feels good to know that if I have a question, if I have a problem, all I have to do is pick up the phone, do a quick email, and you’ll quickly respond and help me figure it out.”

Jennifer Robbins

Owner, Backyard Specialist

Small Loans to Big Wins

“When I contacted you all, you made us a loan. And it made a difference. It made a real difference in our business. And I was thankful for that. That’s something special that you can’t get anywhere else.”

Paul Capps

The Capps Group, Inc. President

Banking Relationships That Support Dentistry

“Being able to work with [Southern Bank] has allowed us to keep up with the technology, continue to improve how we deliver care to patients in a really easy, streamlined way.”

Dr. Vanessa Campbell

Co-owner, Campbell & Farrelly Dentistry

Banking Built Around You

Whether you’re managing everyday finances, growing a small business, or planning for the future, Southern offers solutions designed to support every stage of your financial journey.

Personal Banking

Checking, savings, lending, and digital tools designed to help you manage your money with ease.

Business Banking

Flexible accounts, financing options, and cash flow solutions built to help small businesses succeed.

Wealth Management

Personalized guidance and long-term strategies to help you plan, invest, and protect your financial future.

Banking Insights Backed By Southern

Part of our role is helping customers make informed decisions. That’s why we share financial tips, fraud prevention guidance, and insights to help you stay informed and make thoughtful choices.